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India Advances Toward a Cashless Economy: Insights from the Manappuram Unique Times Conclave 2025

At the Manappuram Unique Times Conclave 2025, held in Kochi, India, on November 4th, financial and technology leaders convened to explore how digital banking and taxation are shaping the nation’s transition to a cashless economy. Organized by Pegasus Global Pvt Ltd under the leadership of Dr. Ajit Ravi, the conclave reflected India’s growing influence in the global fintech transformation.

The high-profile panel featured V P Nandakumar, CMD of Manappuram Finance Ltd; Hari Velloor, EVP of ESAF Bank; Keshav Mishra, CEO & Co-Founder of 8byte AI; Bobby Thomas Varghese, Associate Director at EY Global Delivery Services; and Nikhil K G, CEO of Pentad Securities, with CA Vivek Krishna Govind of Varma & Varma serving as moderator.

Discussions highlighted India’s rapid strides in digital finance, stressing the synergy between innovation, governance, and inclusive growth. Experts agreed that the nation’s transition toward a cashless, transparent, and technology-driven economy will set a model for emerging markets worldwide.

Pic Courtesy: Pegasus Photography/ images are subject to copyright

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